Get a fast credit decision, competitive rates with a 30 day rate lock.
To receive a credit decision, enter a few personal details, such as your preferred car and dealer. Dont worry, you can update your car later, if needed.
After approval, we’ll send the information straight to you and the dealer of your choice, saving you time and paperwork.
Drive off the lot
Drive off with confidence after discussing your preferences for a car with the dealer and making any necessary changes to your financing with Chase.
Not sure how much you can borrow?
Pre-determine your financing terms to avoid wasting time at the dealership.
Know the approximate monthly payment and interest rate, and feel secure when you browse for a car.
Rates are locked for 30 days. Take your time to shop for your car.
Our application only takes a few minutes to complete, so the dealership will need less paperwork.
Explore rates & payments
You may be able to purchase your leased vehicle. Contact your leasing company to discuss your options. Check your statement for contact info.
You must apply directly with the dealership if your dealership is part of the Chase network but you are unable to locate it using the dealer locator tool. You are unable to apply for financing through Chase if your dealership is not part of their network.
Most decisions are available within 2–3 hours, but it can take longer. Well email your decision to the address you provide with your application. Or, check the status of your application at chase.com/loanstatus.
No, Chase doesnt offer financing for private party vehicle purchases.
The first sum of money you wish to put toward your car is called a down payment, and it can lower your monthly payments and financing amount. A down payment isnt required when you finance with Chase.
Complete an online application with us directly, or go to your dealership to apply.
Yes, you will need to know the brand, model, and trim level of the car you wish to purchase in addition to the dealership’s name. This will enable us to provide you with the most precise credit decision and rate.
You must be 18 years old or older to apply.
Yes. When launching your application, select the option to apply alongside another applicant.
If you receive an error message, first refresh your browser and try again. If it continues, use a different browser (i.e. Firefox, Chrome).
Select “No” when prompted to confirm that you are a Chase customer in order to apply with just your information. Then, youll be able to enter your info.
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FAQ
Is Chase a good bank to get an auto loan?
It’s a good option if you’re looking for a simple way to finance a car, especially if you already use Chase Private Banking and want to take out a large loan. However, be sure to shop around for the best terms and rates, so make sure you compare them with those of other lenders first.
What is Chase Bank interest rate on loan?
Prime Rate: Variable APRs are based on the 8. 50% Prime Rate as of 8/1/2023. We add 11. 74% to 20. 49% to the Prime Rate to ascertain the Purchase/My Purchase Loan/Balance Transfer Annual Percentage Rate Maximum APR 29. 99%. We add 21. 74% to the Prime Rate to ascertain the Advance Payment Ratio (APR) Maximum APR 29. 99%.
What is the best auto loan rate right now?
CompanyUsed APR RangeMin. Rec. Credit ScorePenFed Best Overall6. 49%–17. 99%Not disclosedAUTOPAY Best for Bad Credit/Low RatesAs low as 5. 69%500Consumers Credit Union Best Credit UnionAs low as 6. 84%Not disclosedLendingTree Best for RefinanceAs low as 5. 25% (Refinance)Not disclosed.
What is a good APR rate for auto loan?
Credit scoreAverage APR, new carAverage APR, used carSuperprime: 781-850. 5. 61%. 7. 43%. Prime: 661-780. 6. 88%. 9. 33%. Nonprime: 601-660. 9. 29%. 13. 53%. Subprime: 501-600. 11. 86%. 18. 39%.
Read More :
https://autofinance.chase.com/auto-finance/auto-loans
https://autopreferred.chase.com/garage/auto-loan-calculator