Overview: What Is A Mortgage Statement?
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What Are The Most Important Mortgage Documents To Keep?
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Hanna Kielar focuses on personal finance, automobiles, and personal loans as a Section Editor for Rocket AutoTM, RocketHQTM, and Rocket Loans®. She has a B. A. in Professional Writing from Michigan State University.
FAQ
How long should you keep mortgage payment statements?
Most homeowners typically keep their statements for about 3 years. Your monthly billing statements will be copied to your lender, but it’s still a good idea to have the originals on hand. If you discover an error on one of your statements, you might want to hold onto each one for a longer amount of time.
Do mortgage statements need to be shredded?
You’ll undoubtedly wonder if you need to hold onto old mortgage documents after selling your house if you ever move on to a new one. In general, you should hold onto this paperwork until the following tax cycle, just to be safe. Then, you can shred it.
How long do you have to keep loan records?
Loan documentation: Save the statement that displays the most recent amount owed on all of your loans, including personal, student, and auto loans. Keep the final statement for seven years, which shows that your balance has been paid in full.
How long should you keep documents relating to the purchase and sale of real estate?
Records of real estate sales should be preserved for a minimum of seven years following the date of the transaction. I keep my documents forever in the cloud.
Read More :
https://www.rocketmortgage.com/learn/how-long-should-i-keep-my-mortgage-statements
https://www.bankrate.com/mortgages/how-long-to-keep-mortgage-documents/