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How Do I Get a Car Title Loan With TitleMax?
One of the biggest auto title lending companies in the country, TitleMax, has made the auto title loan application process as quick and easy as possible. First off, we accept credit of any kind! We can approve you for a car title loan online fast as long as you have a paid-off car and its title! We also know that you have a busy schedule and don’t want to waste time, so we’ve made our auto title loan application process incredibly quick and easy! We can deposit money into your pocket in as little as 30 minutes from start to finish. Thanks to our easy car title loan application process, TitleMax can provide you with the money you need the same day! You don’t even need a bank account to apply for a title loan from us! Some lenders may require several hours or even days to release the loan proceeds to a client. Well, that won’t happen at TitleMax. It will be sent to you as a check or as money that is deposited straight onto your debit card.
We also have good news if you currently hold a title loan with one of our rivals. In most cases, we can pay off your previous auto title loan and save you money on your new, smarter loan! You can begin the title loan application process online! We might be able to refinance your title loan with TitleMax and get you a competitive interest rate in the process!
So what are you waiting for? Simply complete our online form, bring your vehicle, its title, and a valid government-issued photo ID to the TitleMax location that is closest to you, and we’ll take it from there.
Title Loan Benefits with TitleMax
There are many advantages to using TitleMax for a vehicle title loan:
- Get quick approval for a title loan online
- Most credit types accepted
- Quick and easy approval process
- Cash in as little as 30 minutes
- Friendly customer service
- All makes and models accepted
- You get to keep driving your car
- No bank account required for a title loan
- Convenient payments options
How much cash can I get?
- Same Day Cash
- Quick Approval
- Most Credit Types Accepted
- Keep Driving Your Vehicle
- Competitive Rates
Find your closest location today! Zip Code Customer Portal
- Easily accessible on your desktop and mobile devices.
- Manage your account with ease – anytime, anywhere.
- Check your account balance, payment history, and upcoming due date(s) conveniently.
- Whenever you want, from home or while on the go, you can make a payment.
Our Customers Also Searched
1 The maximum pledge amount in Mississippi for title-secured loans, secured LOCs, and title pawns is $2,500. The maximum loan amount in Tennessee is $6,500, provided the borrower is eligible for and agrees to the $2,500 pledge maximum and the $4,000 secured loan origin maximum. Nevada residents cannot refinance, nor can they do so for Pledge products from Mississippi or Tennessee. In South Carolina, the minimum loan amount for loans secured by titles is $601.
Age requirement of at least eighteen (19 in Alabama) A credit inquiry, a car appraisal, and a title condition review are among the eligibility requirements that must be satisfied in order for an account to be approved. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. Customers of LOCs must submit to a recurring collateral review in order to keep their credit limit. Certain areas of Texas, Utah, Nevada, and Missouri require documentation of proof of income and ability to repay.
2 Personal Unsecured Loans/LOCs: Not all stores/states offer all loan amounts and products that are secured. Each state has a different first-time maximum for new borrowers on personal loans; in MS, it is $600; in SC, it is $800; and in other markets, it is $1000. Higher amounts may be available for return borrowers. In-Store: Idaho residents are not currently able to apply in person at this time. Completing all eligibility requirements, including a credit inquiry, is necessary for account approval. To apply, bring in your current bank account information (dated within the last 60 days) and a legitimate ID from the government. Should your bank account statement not display any automatic income deposits, you will also need to present documentation of your income, such as a paystub, from the previous sixty days. NV requires a bank statement in addition to evidence of gross income. Additionally necessary in Arizona is a current motor vehicle registration in your name. Min $601 in SC. The maximum loan amount for new unsecured personal loan applicants without an SSN or ITIN is $350 in other states and $601 in South Carolina. Online: Please visit us in-store to apply if you do not have an SSN or ITIN. A valid SSN, a working phone number, and a working email address are additional requirements for eligibility. You also have to live in one of the states where we presently conduct business, which are AZ, DE, ID, KS, MO, MS, SC, TN, TX, UT, or WI. Min $610 in SC. Certain other terms and conditions may apply.
– Money sent, when and where available, by ACH to the borrower’s debit card, MoneyGram, or Dash Prepaid Card Pathward, N.V. is the company that issues the Prepaid Technologies Mastercard Prepaid Card. A. Member FDIC under a Mastercard International Incorporated license The card may be used everywhere Debit Mastercard is accepted.
– Residents of California, Illinois, and Virginia: TitleMax® is still servicing existing loans in these states but is no longer originating new loans there.
– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking .
– TitleMax only provides an online personal line of credit in Idaho. In-person loans/applications are not available at this time.
– Important New Mexico Consumer Disclosures and Information: Please review
– Citizens of South Carolina: Kindly refer to the South Carolina Consumer Disclosures and Information.
– In Nevada, high interest and title loans should only be used to meet immediate financial needs; they should not be used as a long-term source of funding. Consumers experiencing credit difficulties ought to obtain credit counseling prior to engaging in any transaction involving a title loan or high interest loan. Ability to repay analysis with income documentation required. Proof of gross monthly income required for a personal loan. As of February 2022, obtaining a title loan or high interest loan in Nevada will necessitate a state-wide database check. Each consumer, including other lenders, is only permitted to have one loan—either personal or title-secured.
– Title pledges and secured and unsecured Lines of Credit (or “LOCs”) are provided by TitleMax in Tennessee. Customers are only permitted to have one LOC account, regardless of other lenders. Customers of LOCs are subject to an annual review and validation of their income (and collateral, if applicable).
– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc. , d/b/a TitleMax serves as a Credit Services Organization to help clients apply for loans from independent lenders. Please see store associate for details. Please see Texas Schedule of All Fees. In Texas, TitleMax does not provide pawn loans or pawn transactions. Certain TX products require proof of insurance. Maximum and minimum loan amounts may differ depending on the product, store, or the outcome of a repayability analysis.
– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.
FAQ
Can you get a loan against your car?
Your car is used as the primary collateral for a car title loan, sometimes referred to as a “pink-slip loan” or a “title pawn.” Title loans for cars allow you to borrow between 25 and 50 percent of the vehicle’s value in return for giving the lender the title to your car as collateral.
What do I need to get a title loan in Texas?
The Common Records Needed for Texas Title Loan Applications A borrower typically needs the vehicle title, a current photo ID, proof of Texas residency, and the ability to repay the loan in order to be approved for a car title loan in Texas.
Can I get a secured loan with bad credit?
Collateralize your loan to lower the lender’s perceived risk because the lender has the right to seize your collateral in the event that you don’t repay the loan. Lenders may accept lower credit scores and offer better interest rates for secured loans because they appear less risky than unsecured loans.
Read More :
https://www.titlemax.com/title-loans/
https://www.bankrate.com/loans/auto-loans/car-title-loans/